If you're new to Firstly and wondering where to get started, here is an overview of the basic and most useful functions.
Budgets: Head to the Home tab to review your household budget on a streamlined and easy-to-understand interface. Tap on the budget card to edit budgeted amounts and create custom subcategories in your budget.
Bills: You'll see a card with recurring bills we automatically identified for you in the Home tab. To add a new bill, go to the Transactions tab, select the transaction you'd like to set as a bill and select Change recurring status.
Transactions: Review your latest transactions in the transactions tab. You can easily update the spending category, add a comment, and assign a transaction to a person.
Goals: We make it simple to save with your family member for anything from college expenses to a new home. Create your goal and choose a simple savings rule like the percentage of your income or a set amount each week you would like to put away.
Net worth: Head to the balances tab to see your net worth and review your shared and private account balances in one place.
Add a family member, or don't: You have the option of managing your household finances on your own or with someone else. You decide which accounts you want to share: checking and savings accounts, credit cards, investment accounts, mortgages and car loans, and more.
Most popular features:
Save for anything from a vacation to a new car, to a home. Just tell us what you're saving for, choose a savings rule, and we'll do the rest. Both of you can contribute and track your progress.
Automate your savings so you can save more, faster. All funds held within Firstly Goals [LINK TO GOALS FAQs] are FDIC-insured up to a balance of $250,000. Withdraw your money at any time, quickly, and with no fees.
Automatically sync your individual and household accounts to the app – bank accounts, credit cards, loans, investments. In affiliation with Plaid, the Firstly app supports over 10,000 U.S. financial institutions.
Based on your previous spending, Firstly automatically suggests a household budget. Easily edit your budget and track your spending against it.
Create custom budget categories to track your spending how you want.
Split transactions to assign multiple categories.
View searchable, categorized transactions across all of your accounts. Add comments and reactions to specific transactions to stay in sync with your family member.